Christine O'Sullivan

Honesty, Integrity, Professionalism

Mobile: 0459 924 509

Your Local Real Estate Professional
Tumbi Umbi
Quality property For Sale
Great Location
Located in the centre of Terrigal
A quality property in a great location
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  • Tumbi Umbi
  • Wamberal
  • Terrigal
  • Wamberal
  • Terrigal

Recent Sales

  • How to Purchase a Home
    When you’re buying a property, being unprepared can lead to unexpected expenses and have you scrambling to piece things together at the last minute. If you’re about to buy your first home, chances are you’re feeling a little out of your depth about what needs to be done. Even if you are on top of things when you start house hunting, by the time you’ve trawled through a thousand property listings and visited a few dozen open houses, your brain is bound to be a bit foggy. This is where your Agent can be of Assistance.
  • Loan Pre Approval
    It might seem obvious, but don’t forget to get pre-approval for your loan. This is a letter from your lender stating how much you can expect to borrow. It will help you set a realistic budget. Having pre-approval shows sellers and real estate agents you’re serious, and should allow you to move forward with confidence when you find your perfect home.
  • Contract of Sale
    In the excitement of buying a house, it can be easy to forget about the sales contract. You need to get this reviewed by a solicitor or qualified conveyancer before making an offer. If you’re serious about a property, be sure to obtain a copy of the contract as soon as you can.
  • Conveyancing
    Conveyancing is the process of transferring the legal title of a property from the seller to the buyer. The conveyancing process can be tedious and complex, so it’s important to find a qualified professional conveyancer or solicitor to handle the various steps of the conveyancing process for you.
  • Statement of Adjustments
    In the week before settlement, your conveyancer or solicitor will prepare a Statement of Adjustments. This document covers the adjustment of any rates, taxes, rental and owners corporation fees applicable to your purchase. Your conveyancer should be able to give you an estimate of these costs in advance. Remember to set aside sufficient funds to cover your portion of the adjusted rates as part of your property settlement.
  • Finding the right Agent
    Finding the right agent is an important part of the process. Ensure your Agent listens to your requirements and most importantly of all ensure your Agent is experienced and professional and is a reliable source of information. Your Agent is your partner in the buying process so it is important they are there when you need them.